
The PIP process requires maximum effort on our part and minimum effort
on our client's part. We send via certified mail, written notification
to the auto insurer that we intend to file a lawsuit if the money owed
to our client isn't paid within 30 days. If the insurer wishes, they
can avoid a lawsuit by paying the outstanding sums owed, plus accrued
interest and a penalty of 10% of the amount owed, capped at $250.00. They
also must pay the cost of certified mailing. If those sums are placed
in the mail within 30 days of the carrier receiving our letter, the matter
is amicably resolved, our client is forwarded their money and the matter
is closed without litigation. There is no fee owed to us by anyone.
If the carrier chooses to pay none or only a portion of the sums demanded,
30 days after mailing notice of our intent to sue, a lawsuit is filed
seeking the outstanding benefits owed. We litigate the claim until we
recover every penny we believe our client is rightfully owed. As a general
rule we do not compromise our client's charges and settle for less
than they are owed. We are hired to do a job and we take that job very
seriously.
Many large providers have collection agencies and think that we duplicate
their efforts. This is not true. We compliment collection agencies by
pursuing auto insurance carriers who we believe have a legal obligation
to reimburse our clients certain sums of money and have simply refused
to do so for a variety of reasons. Collection agencies historically collect
pennies on the dollar and take a percentage of that small recovery as
their fee. We collect every penny our client is owed and do not take a
percentage of their recovery as our fee. Our fees are paid separately
from what we collect for our clients and the fee is paid by the losing
auto insurance company.
Call Bradford Cederberg today and get us on your team, collecting your
PIP revenues from auto carriers across the state.